Medical and financial disclaimers

The finance and health tools published on Swyft are designed as practical checking aids. They can help a user estimate a payment, compare a scenario, or place one measurement inside a familiar reference range, but they do not replace formal documents, regulated disclosures, or professional advice.

The EMI Calculator, Loan Calculator, and Mortgage Calculator provide estimate-based repayment outputs. Lenders may apply different rate conventions, compounding assumptions, fees, insurance charges, taxes, rounding rules, repayment schedules, or underwriting conditions. Before acting on any result, compare it with the lender's official repayment illustration, sanction letter, amortization schedule, or disclosure package.

The GST / VAT Calculator is a convenience tool for adding tax to a base amount or extracting tax from a gross figure. It does not determine whether the selected rate is correct for your product, service, customer, jurisdiction, invoice timing, exemption status, or filing obligation. If the result affects accounting, invoicing, or tax compliance, it should be reviewed against the relevant law, invoice documents, or a qualified tax professional.

The Percentage Calculator performs straightforward arithmetic. Even when the calculation is mathematically correct, the underlying business or reporting question may still be framed incorrectly. Percentage points, percent change, and percent-of-total are not interchangeable. Users should confirm which interpretation is required before using the result in pricing, reporting, contracts, or approvals.

The BMI Calculator estimates body mass index from height and weight only. It does not diagnose health status, measure body fat directly, account for muscle mass, or replace clinical interpretation. BMI can be less informative for athletes, children, pregnancy, older adults, and some medical conditions. Results should be treated as informational context and discussed with a qualified medical professional when health decisions are involved.

All results from these tools are estimates. They should be verified against lender materials, tax professionals, medical professionals, official records, invoices, statements, or the governing documents for the real-world transaction or health context involved.